Complex Scenarios.
Clear Solutions.
Four decades of navigating every market condition. Your deal benefits from real expertise built across every rate environment Los Angeles has seen.
Experience
The Expert You Call
When the Stakes Are High
During the past 40 years, my experience has seen a plethora of financial ups and downs and I have used that knowledge to help my clients navigate and service their needs, building a strong relationship with my clients, financial planners, advisors, realtors and others in the real estate industry over the years.
"Financing a home is usually the largest transaction a person will make, therefore it can be a stressful process. My number one goal is to make the home financing process as smooth and gratifying as possible for the buyer or owner."
I graduated from Arizona State University with a degree in Economics and the UCLA Anderson School of Management Executive Program.
Three Reasons Our Clients
Never Go Anywhere Else
Unmatched Expertise in Complex Scenarios
Self-employed income, non-QM requirements, and jumbo financing are our standard operating procedures. Where other lenders see obstacles, David sees a solvable problem.
Execution Under Pressure
In the competitive LA market, speed is currency. David manages the process proactively, anticipates what underwriters need before they ask, and delivers on tight timelines, reliably.
The Calm at the Center of the Storm
Securing a mortgage is one of the largest financial decisions of your life. David removes the anxiety through clear communication, transparent guidance, and a steady hand from application to funding.
Reviews
Your situation is not too complex.
Let's talk about your scenario.
Financing Solutions Built
for the Complex
and the Ambitious
Purchase Financing
Structured financing for primary residences, second homes, and investment properties across Los Angeles. David coordinates with your agent and escrow to ensure the timeline holds without surprises.
Refinancing
Rate-and-term or cash-out refinancing tailored to your current financial picture. Whether you're optimizing for monthly cash flow or accessing equity, David structures the right approach for your goals.
Jumbo Loans
High-value financing for luxury properties from Malibu to Beverly Hills to Pacific Palisades. David understands how to present high-net-worth profiles in a way that gets approved, even when the numbers are layered.
Non-QM Loans
For borrowers whose income does not fit a W-2. Bank statement loans, asset depletion programs, DSCR investor loans, and alternative documentation for self-employed professionals, entrepreneurs, and creatives.
Construction Loans
Ground-up construction and major renovation financing for custom homes and significant projects across Los Angeles. David coordinates draw schedules and lender requirements so your build stays financially on track.
Not Sure Which Product Fits?
That is exactly why a strategy call exists. Bring your scenario, and David will identify the right loan structure, documentation approach, and lender fit in a single conversation.
A Process Designed for
Clarity at Every Step
From your first conversation to funding day, you always know where things stand and what comes next.
Strategy Call
A focused conversation to understand your scenario, goals, and timeline. No forms, no obligations, just clarity.
Scenario Engineering
David analyzes your full financial picture and identifies the right product, lender, and documentation approach.
Managed Process
David handles all coordination with underwriters, escrow, and all parties, proactively, so you are never caught off guard.
Funded and Closed
On time, as committed. With clear communication at every milestone so you can focus on the transaction.
To get in touch for purchasing, refinancing, a line of credit, or a FREE property valuation report
Please complete the form and David will call you right back to go over specifics and get you the information you need as soon as possible.
Always Accessible,
Always Local
Los Angeles, CA 90027